Developer-Initiated: CIDs are typically proposed and driven by private property
owners/developers.
Security: Bonds are secured by assessments or tax revenue generated within the CID.
Developers often provide guarantees or credit enhancements.
Assessment on Themselves: Initially, the developer pays the special assessments. As parcels are sold, obligations transfer to new owners.
Off-Balance Sheet (Potentially): The debt is an obligation of the CID, not the developer’s corporate entity, offering accounting advantages.
Developer’s Role & Benefit: Infrastructure is built immediately, enhancing value and marketability of the project.
A developer plans a large mixed-use project.
Existing infrastructure is inadequate, and the city cannot afford upgrades. The developer forms a CID that issues $20M in bonds for new roads, a parking garage, and a park.
Repayment sources:
65% LTC, converts 100% construction loan, up to $10m, interest only, 18 months.
Up to 80% LTC, 24 month term w/12 month extension, up to $25m. line or draw disbursement.
Up to 85% LTC, 24-60 month term, up to $50m, primary and secondary markets, mixed use.
Multi year lines, up to 100% land cost and construction costs, land no more than ⅓ of construction cost, additional funds may be available for horizontal development.
Builder Lot Loan
65% LTC, converts 100% construction loan, up to $10m, interest only, 18 months.
SINGLE FAMILY
MULTI FAMILY
We fund residential, mixed-use, commercial, and public-private developments—especially those with complex capital stacks, incentive layers, or timing gaps. Projects with TIF, special assessments, abatements, or pending entitlements are a strong fit.
Traditional construction loans often come with rigid underwriting criteria and longer approval times. Our capital solutions are faster, more flexible, and tailored to meet the timing and structure of your specific deal—including predevelopment, bridge, and incentive-backed needs.
Yes. We commonly provide gap or subordinate financing that complements senior debt. Our team works collaboratively with your lender to structure funding that strengthens the entire capital stack.
No. While we specialize in incentive-aligned capital, we also fund private projects where timing, equity constraints, or deal complexity require custom financing.
We move quickly. Once terms are agreed upon, funding can be completed in a matter of weeks—often in parallel with your primary loan or entitlement schedule.
Yes. We offer funding for site acquisition, entitlement, and predevelopment activities. These are critical stages we understand deeply from a development and capital perspective.
Developer-Initiated: CIDs are typically proposed and driven by private property
owners/developers.
Security: Bonds are secured by assessments or tax revenue generated within the CID.
Developers often provide guarantees or credit enhancements.
Assessment on Themselves: Initially, the developer pays the special assessments. As parcels are sold, obligations transfer to new owners.
Off-Balance Sheet (Potentially): The debt is an obligation of the CID, not the developer’s corporate entity, offering accounting advantages.
Developer’s Role & Benefit: Infrastructure is built immediately, enhancing value and marketability of the project.
A developer plans a large mixed-use project.
Existing infrastructure is inadequate, and the city cannot afford upgrades. The developer forms a CID that issues $20M in bonds for new roads, a parking garage, and a park.
Repayment sources:
65% LTC, converts 100% construction loan, up to $10m, interest only, 18 months.
Up to 80% LTC, 24 month term w/12 month extension, up to $25m. line or draw disbursement.
Up to 85% LTC, 24-60 month term, up to $50m, primary and secondary markets, mixed use.
Multi year lines, up to 100% land cost and construction costs, land no more than ⅓ of construction cost, additional funds may be available for horizontal development.
Builder Lot Loan
65% LTC, converts 100% construction loan, up to $10m, interest only, 18 months.
SINGLE FAMILY
MULTI FAMILY
We fund residential, mixed-use, commercial, and public-private developments—especially those with complex capital stacks, incentive layers, or timing gaps. Projects with TIF, special assessments, abatements, or pending entitlements are a strong fit.
Traditional construction loans often come with rigid underwriting criteria and longer approval times. Our capital solutions are faster, more flexible, and tailored to meet the timing and structure of your specific deal—including predevelopment, bridge, and incentive-backed needs.
Yes. We commonly provide gap or subordinate financing that complements senior debt. Our team works collaboratively with your lender to structure funding that strengthens the entire capital stack.
No. While we specialize in incentive-aligned capital, we also fund private projects where timing, equity constraints, or deal complexity require custom financing.
We move quickly. Once terms are agreed upon, funding can be completed in a matter of weeks—often in parallel with your primary loan or entitlement schedule.
Yes. We offer funding for site acquisition, entitlement, and predevelopment activities. These are critical stages we understand deeply from a development and capital perspective.